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Foreclosure Prevention Counseling
As a HUD approved Housing Counseling Agency, the Empowerment Alliance offers foreclosure prevention counseling for homeowners. Counselors work with homeowners to determine if their loans can be refinanced or modified under various programs, including President Obama's Making Home Affordable Plan which offers incentives to participating lenders for modifying loans rather than foreclosing on them.
The counseling is provided free of cost to the homeowners due to funding provided by HUD and Collier County for counseling. The only charge is the cost of the credit report.
If you are interested in learning more, call 239-658-3318 to discuss your situation and schedule an appointment with a counselor. You may download, save and complete our Application Package UserImages/Foreclosure Application.docfor your first meeting along with the English or Spanish version of the Request for Modification and Affidavit form UserImages/Request for Modification-English.pdf or UserImages/Request for Modification_spanish.pdf .
Items Needed:
In addition, you'll need to bring copies of the following items:
Mortgage/Deed of Trust & Promissory Note
Correspondence from lender or attorney
Any documents from Court or Sheriff regarding foreclosure
Identification Documentation for all household members:(ID, SS, Birth Certificates of Children
Most recent 6 weeks pay stubs for all employed
Letter for unemployment compensation
Last 2 years tax returns
Last 2 months bank statements
Hardship Letter
Previous Workout Package from lender
Avoid Scams
Avoid foreclosure scams. A wide range of foreclosure assistance and counseling is available free of charge. For more information at both the state and federal level, visit these websites: